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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,456 | $108,825-41.7% | $156,181-59.4% | $82,448-23.0% |
| Participation rate | 96.2% | 72.4%+23.8pp | 78.8%+17.3pp | 68.1%+28.1pp |
| Annual return | 18.63% | 20.59%-2.0pp | 64.87%-46.2pp | 41.64%-23.0pp |
| Employer contribution / active EE | $5,889 | $2,870+105.2% | $4,294+37.2% | $2,551+130.9% |
| Participant deferral / active EE | $12,692 | $4,577+177.3% | $6,132+107.0% | $4,139+206.6% |
| Admin fee / account holder | $8,956 | $9,341-4.1% | $14,586-38.6% | $7,234+23.8% |