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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,592 | $160,028-8.4% | $147,080-0.3% | $145,884+0.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.07% | 98.60%-81.5pp | 420.17%-403.1pp | 551.85%-534.8pp |
| Employer contribution / active EE | $3,271 | $5,286-38.1% | $4,933-33.7% | $4,662-29.8% |
| Participant deferral / active EE | $11,602 | $8,422+37.8% | $8,066+43.8% | $6,690+73.4% |
| Admin fee / account holder | $306 | $15,030-98.0% | $12,989-97.6% | $13,392-97.7% |