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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,304 | $156,398+18.5% | $147,318+25.8% | $138,895+33.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.72% | 78.75%-60.0pp | 70.43%-51.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $3,640 | $4,853-25.0% | $4,593-20.7% | $4,194-13.2% |
| Participant deferral / active EE | $9,953 | $8,237+20.8% | $7,906+25.9% | $6,396+55.6% |
| Admin fee / account holder | $629 | $14,976-95.8% | $13,708-95.4% | $12,562-95.0% |