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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,515 | $155,555-13.5% | $146,866-8.4% | $155,188-13.3% |
| Participation rate | 73.7% | 84.0%-10.3pp | 82.5%-8.8pp | 80.8%-7.1pp |
| Annual return | 13.22% | 115.41%-102.2pp | 102.85%-89.6pp | 148.84%-135.6pp |
| Employer contribution / active EE | $1,823 | $4,647-60.8% | $4,425-58.8% | $4,248-57.1% |
| Participant deferral / active EE | $3,906 | $8,044-51.4% | $7,759-49.7% | $6,531-40.2% |
| Admin fee / account holder | $3,601 | $14,755-75.6% | $13,620-73.6% | $14,480-75.1% |