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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,767 | $106,524-72.1% | $152,301-80.5% | $87,485-66.0% |
| Participation rate | 93.0% | 75.8%+17.2pp | 82.4%+10.5pp | 68.9%+24.1pp |
| Annual return | 12.84% | 26.89%-14.1pp | 80.50%-67.7pp | 26.06%-13.2pp |
| Employer contribution / active EE | $472 | $3,371-86.0% | $4,624-89.8% | $2,596-81.8% |
| Participant deferral / active EE | $4,777 | $6,525-26.8% | $8,004-40.3% | $4,274+11.8% |
| Admin fee / account holder | $4,260 | $8,287-48.6% | $14,398-70.4% | $7,775-45.2% |