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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,767 | $107,421-72.3% | $182,262-83.7% | $94,015-68.3% |
| Participation rate | 93.0% | 77.8%+15.2pp | 84.2%+8.8pp | 70.8%+22.2pp |
| Annual return | 12.84% | 21.32%-8.5pp | 140.60%-127.8pp | 17.84%-5.0pp |
| Employer contribution / active EE | $472 | $3,448-86.3% | $5,046-90.6% | $2,790-83.1% |
| Participant deferral / active EE | $4,777 | $6,558-27.2% | $8,276-42.3% | $4,249+12.4% |
| Admin fee / account holder | $4,260 | $8,692-51.0% | $16,712-74.5% | $8,951-52.4% |