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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,108 | $210,698-24.5% | $178,014-10.6% | $145,959+9.0% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 9.16% | 386.27%-377.1pp | 294.80%-285.6pp | 561.95%-552.8pp |
| Employer contribution / active EE | $4,993 | $4,567+9.3% | $3,950+26.4% | $4,661+7.1% |
| Participant deferral / active EE | $13,300 | $6,958+91.1% | $6,276+111.9% | $6,689+98.8% |
| Admin fee / account holder | $2,815 | $12,016-76.6% | $10,362-72.8% | $13,398-79.0% |