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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,077 | $156,398+5.5% | $147,318+12.1% | $138,895+18.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.78% | 78.75%-64.0pp | 70.43%-55.7pp | 145.39%-130.6pp |
| Employer contribution / active EE | $5,028 | $4,853+3.6% | $4,593+9.5% | $4,194+19.9% |
| Participant deferral / active EE | $11,032 | $8,237+33.9% | $7,906+39.5% | $6,396+72.5% |
| Admin fee / account holder | $885 | $14,976-94.1% | $13,708-93.5% | $12,562-93.0% |