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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,494 | $71,215-61.4% | $93,696-70.7% | $80,935-66.0% |
| Participation rate | 61.4% | 60.4%+1.0pp | 68.7%-7.4pp | 67.7%-6.3pp |
| Annual return | 15.22% | 11.27%+3.9pp | 133.74%-118.5pp | 35.66%-20.4pp |
| Employer contribution / active EE | $1,234 | $1,565-21.2% | $2,422-49.0% | $2,757-55.2% |
| Participant deferral / active EE | $2,492 | $4,037-38.3% | $4,417-43.6% | $4,299-42.0% |
| Admin fee / account holder | $954 | $6,958-86.3% | $8,287-88.5% | $6,924-86.2% |