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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,503 | $88,815-93.8% | $81,882-93.3% | $145,897-96.2% |
| Participation rate | 93.3% | 75.1%+18.3pp | 72.4%+20.9pp | 80.3%+13.0pp |
| Annual return | 15.83% | 1033.75%-1017.9pp | 779.47%-763.6pp | 552.29%-536.5pp |
| Employer contribution / active EE | $2,095 | $3,086-32.1% | $2,916-28.1% | $4,663-55.1% |
| Participant deferral / active EE | $2,095 | $4,647-54.9% | $4,323-51.5% | $6,689-68.7% |
| Admin fee / account holder | $731 | $8,434-91.3% | $7,360-90.1% | $13,390-94.5% |