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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,508 | $58,258-75.1% | $81,820-82.3% | $80,925-82.1% |
| Participation rate | 58.9% | 63.5%-4.5pp | 72.4%-13.5pp | 67.7%-8.7pp |
| Annual return | 28.04% | 41.76%-13.7pp | 777.93%-749.9pp | 35.65%-7.6pp |
| Employer contribution / active EE | $424 | $2,345-81.9% | $2,915-85.4% | $2,756-84.6% |
| Participant deferral / active EE | $3,793 | $3,284+15.5% | $4,323-12.3% | $4,299-11.8% |
| Admin fee / account holder | $1,053 | $4,976-78.8% | $7,391-85.7% | $6,940-84.8% |