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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,840 | $126,519-86.7% | $106,201-84.1% | $145,959-88.5% |
| Participation rate | 83.3% | 77.7%+5.7pp | 75.3%+8.0pp | 80.3%+3.0pp |
| Annual return | 13.22% | 225.10%-211.9pp | 116.26%-103.0pp | 561.95%-548.7pp |
| Employer contribution / active EE | $1,513 | $3,726-59.4% | $3,170-52.3% | $4,661-67.5% |
| Participant deferral / active EE | $2,769 | $5,716-51.6% | $5,012-44.8% | $6,689-58.6% |
| Admin fee / account holder | $428 | $17,312-97.5% | $11,039-96.1% | $13,398-96.8% |