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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,840 | $125,184-86.5% | $105,607-84.1% | $145,884-88.5% |
| Participation rate | 83.3% | 77.6%+5.7pp | 75.3%+8.1pp | 80.3%+3.0pp |
| Annual return | 13.22% | 225.00%-211.8pp | 116.11%-102.9pp | 551.85%-538.6pp |
| Employer contribution / active EE | $1,513 | $3,720-59.3% | $3,167-52.2% | $4,662-67.5% |
| Participant deferral / active EE | $2,769 | $5,714-51.5% | $5,011-44.7% | $6,690-58.6% |
| Admin fee / account holder | $428 | $17,133-97.5% | $10,958-96.1% | $13,392-96.8% |