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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,842 | $63,904-36.1% | $89,340-54.3% | $67,986-39.9% |
| Participation rate | 40.3% | 54.3%-14.0pp | 69.6%-29.3pp | 57.2%-16.9pp |
| Annual return | 13.64% | 18.09%-4.4pp | 20.57%-6.9pp | 31.67%-18.0pp |
| Employer contribution / active EE | $0 | $1,627-100.0% | $2,231-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $1,655 | $2,691-38.5% | $3,823-56.7% | $3,358-50.7% |
| Admin fee / account holder | $2,967 | $3,315-10.5% | $6,704-55.7% | $3,203-7.4% |