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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,046 | $154,228-66.3% | $145,433-64.2% | $137,256-62.1% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 14.63% | 74.59%-60.0pp | 66.58%-51.9pp | 220.34%-205.7pp |
| Employer contribution / active EE | $1,572 | $4,804-67.3% | $4,554-65.5% | $4,156-62.2% |
| Participant deferral / active EE | $7,280 | $8,216-11.4% | $7,897-7.8% | $6,407+13.6% |
| Admin fee / account holder | $2,876 | $14,344-80.0% | $13,129-78.1% | $12,270-76.6% |