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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,073 | $183,539-34.6% | $155,556-22.8% | $145,897-17.7% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 13.80% | 61.31%-47.5pp | 64.84%-51.0pp | 552.29%-538.5pp |
| Employer contribution / active EE | $6,565 | $5,315+23.5% | $4,675+40.4% | $4,663+40.8% |
| Participant deferral / active EE | $5,163 | $6,467-20.2% | $5,631-8.3% | $6,689-22.8% |
| Admin fee / account holder | $33,196 | $19,275+72.2% | $15,885+109.0% | $13,390+147.9% |