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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,500 | $174,379-54.4% | $152,093-47.7% | $138,895-42.8% |
| Participation rate | 81.8% | 81.6%+0.2pp | 77.8%+4.1pp | 79.9%+1.9pp |
| Annual return | 16.77% | 74.86%-58.1pp | 66.36%-49.6pp | 145.39%-128.6pp |
| Employer contribution / active EE | $1,744 | $4,652-62.5% | $4,175-58.2% | $4,194-58.4% |
| Participant deferral / active EE | $3,242 | $6,159-47.4% | $5,451-40.5% | $6,396-49.3% |
| Admin fee / account holder | $14,858 | $16,880-12.0% | $14,497+2.5% | $12,562+18.3% |