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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,157 | $77,460-74.0% | $100,378-79.9% | $80,925-75.1% |
| Participation rate | 80.7% | 76.9%+3.8pp | 81.5%-0.8pp | 67.7%+13.0pp |
| Annual return | 14.36% | 37.24%-22.9pp | 49.41%-35.0pp | 35.65%-21.3pp |
| Employer contribution / active EE | $2,332 | $2,801-16.7% | $3,942-40.8% | $2,756-15.4% |
| Participant deferral / active EE | $5,302 | $6,818-22.2% | $8,087-34.4% | $4,299+23.3% |
| Admin fee / account holder | $1,789 | $5,887-69.6% | $7,899-77.4% | $6,940-74.2% |