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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,429 | $178,174-72.8% | $156,181-69.0% | $137,256-64.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 4.70% | 84.19%-79.5pp | 64.87%-60.2pp | 220.34%-215.6pp |
| Employer contribution / active EE | $0 | $4,972-100.0% | $4,294-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,600 | $6,888-4.2% | $6,132+7.6% | $6,407+3.0% |
| Admin fee / account holder | $33,205 | $17,404+90.8% | $14,586+127.6% | $12,270+170.6% |