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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,429 | $213,785-77.3% | $185,441-73.9% | $155,188-68.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 80.3%+19.7pp | 80.8%+19.2pp |
| Annual return | 4.70% | 19.97%-15.3pp | 20.16%-15.5pp | 148.84%-144.1pp |
| Employer contribution / active EE | $0 | $5,393-100.0% | $4,672-100.0% | $4,248-100.0% |
| Participant deferral / active EE | $6,600 | $6,864-3.8% | $6,152+7.3% | $6,531+1.1% |
| Admin fee / account holder | $33,205 | $21,134+57.1% | $17,890+85.6% | $14,480+129.3% |