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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,325 | $155,555+50.6% | $146,866+59.6% | $155,188+51.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 15.11% | 115.41%-100.3pp | 102.85%-87.7pp | 148.84%-133.7pp |
| Employer contribution / active EE | $5,347 | $4,647+15.1% | $4,425+20.9% | $4,248+25.9% |
| Participant deferral / active EE | $13,716 | $8,044+70.5% | $7,759+76.8% | $6,531+110.0% |
| Admin fee / account holder | $35,336 | $14,755+139.5% | $13,620+159.4% | $14,480+144.0% |