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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,105 | $60,442-32.0% | $96,754-57.5% | $87,485-53.0% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 16.96% | 21.97%-5.0pp | 82.04%-65.1pp | 26.06%-9.1pp |
| Employer contribution / active EE | $5,959 | $1,691+252.5% | $2,679+122.4% | $2,596+129.5% |
| Participant deferral / active EE | $4,178 | $3,280+27.4% | $4,758-12.2% | $4,274-2.2% |
| Admin fee / account holder | $796 | $5,069-84.3% | $8,905-91.1% | $7,775-89.8% |