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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,105 | $57,590-28.6% | $86,233-52.3% | $82,448-50.1% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 16.96% | 22.41%-5.5pp | 61.39%-44.4pp | 41.64%-24.7pp |
| Employer contribution / active EE | $5,959 | $1,655+260.0% | $2,504+138.0% | $2,551+133.6% |
| Participant deferral / active EE | $4,178 | $3,080+35.6% | $4,559-8.4% | $4,139+0.9% |
| Admin fee / account holder | $796 | $4,730-83.2% | $8,342-90.5% | $7,234-89.0% |