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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,448 | $183,539-59.4% | $155,556-52.1% | $145,897-49.0% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 12.84% | 61.31%-48.5pp | 64.84%-52.0pp | 552.29%-539.4pp |
| Employer contribution / active EE | $3,773 | $5,315-29.0% | $4,675-19.3% | $4,663-19.1% |
| Participant deferral / active EE | $8,834 | $6,467+36.6% | $5,631+56.9% | $6,689+32.1% |
| Admin fee / account holder | $301 | $19,275-98.4% | $15,885-98.1% | $13,390-97.8% |