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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,842 | $169,161-32.7% | $129,295-12.0% | $145,959-22.0% |
| Participation rate | 43.8% | 76.5%-32.7pp | 69.6%-25.9pp | 80.3%-36.5pp |
| Annual return | 16.36% | 14348.07%-14331.7pp | 9429.28%-9412.9pp | 561.95%-545.6pp |
| Employer contribution / active EE | $1,072 | $5,543-80.7% | $4,157-74.2% | $4,661-77.0% |
| Participant deferral / active EE | $4,915 | $4,989-1.5% | $4,169+17.9% | $6,689-26.5% |
| Admin fee / account holder | $961 | $9,878-90.3% | $7,665-87.5% | $13,398-92.8% |