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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,382 | $81,276+53.0% | $155,574-20.0% | $80,925+53.7% |
| Participation rate | 77.6% | 66.2%+11.3pp | 78.2%-0.7pp | 67.7%+9.9pp |
| Annual return | 9.79% | 33.36%-23.6pp | 64.87%-55.1pp | 35.65%-25.9pp |
| Employer contribution / active EE | $2,621 | $3,103-15.5% | $4,676-44.0% | $2,756-4.9% |
| Participant deferral / active EE | $9,929 | $3,453+187.6% | $5,629+76.4% | $4,299+131.0% |
| Admin fee / account holder | $15,551 | $7,993+94.6% | $15,914-2.3% | $6,940+124.1% |