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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,554 | $61,125-61.5% | $94,057-75.0% | $87,485-73.1% |
| Participation rate | 88.2% | 64.1%+24.2pp | 73.3%+14.9pp | 68.9%+19.3pp |
| Annual return | 15.34% | 35.20%-19.9pp | 480.62%-465.3pp | 26.06%-10.7pp |
| Employer contribution / active EE | $431 | $2,136-79.8% | $2,933-85.3% | $2,596-83.4% |
| Participant deferral / active EE | $2,347 | $3,260-28.0% | $4,709-50.2% | $4,274-45.1% |
| Admin fee / account holder | $457 | $5,629-91.9% | $7,244-93.7% | $7,775-94.1% |