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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,324 | $58,311-66.9% | $81,882-76.4% | $80,959-76.1% |
| Participation rate | 92.6% | 63.5%+29.1pp | 72.4%+20.2pp | 67.7%+24.9pp |
| Annual return | 11.13% | 41.85%-30.7pp | 779.47%-768.3pp | 35.67%-24.5pp |
| Employer contribution / active EE | $520 | $2,347-77.8% | $2,916-82.2% | $2,757-81.1% |
| Participant deferral / active EE | $3,414 | $3,287+3.9% | $4,323-21.0% | $4,300-20.6% |
| Admin fee / account holder | $1,224 | $4,752-74.2% | $7,360-83.4% | $6,925-82.3% |