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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,955 | $108,942+18.4% | $100,415+28.4% | $145,897-11.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 13.65% | 58.27%-44.6pp | 49.47%-35.8pp | 552.29%-538.6pp |
| Employer contribution / active EE | $37,782 | $4,422+754.4% | $3,943+858.2% | $4,663+710.3% |
| Participant deferral / active EE | $17,833 | $8,461+110.8% | $8,091+120.4% | $6,689+166.6% |
| Admin fee / account holder | $622 | $9,702-93.6% | $7,906-92.1% | $13,390-95.4% |