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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,479 | $160,028-18.5% | $147,080-11.3% | $145,884-10.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.11% | 98.60%-82.5pp | 420.17%-404.1pp | 551.85%-535.7pp |
| Employer contribution / active EE | $12,759 | $5,286+141.4% | $4,933+158.6% | $4,662+173.7% |
| Participant deferral / active EE | $14,835 | $8,422+76.1% | $8,066+83.9% | $6,690+121.8% |
| Admin fee / account holder | $6,500 | $15,030-56.8% | $12,989-50.0% | $13,392-51.5% |