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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,929 | $108,922+17.5% | $100,398+27.4% | $145,978-12.4% |
| Participation rate | 85.7% | 83.0%+2.8pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 28.58% | 58.04%-29.5pp | 49.32%-20.7pp | 550.52%-521.9pp |
| Employer contribution / active EE | $4,177 | $4,426-5.6% | $3,946+5.9% | $4,662-10.4% |
| Participant deferral / active EE | $7,874 | $8,450-6.8% | $8,084-2.6% | $6,690+17.7% |
| Admin fee / account holder | $517 | $9,680-94.7% | $7,893-93.5% | $13,400-96.1% |