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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,929 | $108,911+17.5% | $100,392+27.4% | $145,884-12.3% |
| Participation rate | 85.7% | 83.0%+2.7pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 28.58% | 58.23%-29.6pp | 49.45%-20.9pp | 551.85%-523.3pp |
| Employer contribution / active EE | $4,177 | $4,420-5.5% | $3,941+6.0% | $4,662-10.4% |
| Participant deferral / active EE | $7,874 | $8,459-6.9% | $8,090-2.7% | $6,690+17.7% |
| Admin fee / account holder | $517 | $9,698-94.7% | $7,904-93.5% | $13,392-96.1% |