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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,929 | $108,912+17.5% | $100,383+27.4% | $145,959-12.4% |
| Participation rate | 85.7% | 83.0%+2.8pp | 81.5%+4.2pp | 80.3%+5.4pp |
| Annual return | 28.58% | 57.96%-29.4pp | 49.26%-20.7pp | 561.95%-533.4pp |
| Employer contribution / active EE | $4,177 | $4,423-5.6% | $3,944+5.9% | $4,661-10.4% |
| Participant deferral / active EE | $7,874 | $8,451-6.8% | $8,086-2.6% | $6,689+17.7% |
| Admin fee / account holder | $517 | $9,690-94.7% | $7,900-93.5% | $13,398-96.1% |