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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,353 | $160,070-79.2% | $147,117-77.3% | $145,897-77.1% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 22.31% | 98.69%-76.4pp | 420.54%-398.2pp | 552.29%-530.0pp |
| Employer contribution / active EE | $1,111 | $5,285-79.0% | $4,932-77.5% | $4,663-76.2% |
| Participant deferral / active EE | $6,974 | $8,419-17.2% | $8,065-13.5% | $6,689+4.3% |
| Admin fee / account holder | $3,869 | $15,035-74.3% | $12,993-70.2% | $13,390-71.1% |