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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,234 | $90,691-50.1% | $76,119-40.6% | $145,884-69.0% |
| Participation rate | 62.5% | 74.5%-12.0pp | 69.1%-6.6pp | 80.3%-17.8pp |
| Annual return | 15.12% | 624.52%-609.4pp | 361.25%-346.1pp | 551.85%-536.7pp |
| Employer contribution / active EE | $1,240 | $3,329-62.7% | $2,693-53.9% | $4,662-73.4% |
| Participant deferral / active EE | $1,701 | $5,167-67.1% | $4,259-60.1% | $6,690-74.6% |
| Admin fee / account holder | $15,100 | $8,383+80.1% | $6,421+135.2% | $13,392+12.8% |