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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,729 | $172,111-81.0% | $150,298-78.2% | $137,256-76.2% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 7.42% | 69.37%-62.0pp | 62.79%-55.4pp | 220.34%-212.9pp |
| Employer contribution / active EE | $1,199 | $4,636-74.1% | $4,154-71.1% | $4,156-71.2% |
| Participant deferral / active EE | $8,110 | $6,166+31.5% | $5,453+48.7% | $6,407+26.6% |
| Admin fee / account holder | $359 | $16,471-97.8% | $14,116-97.5% | $12,270-97.1% |