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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,080 | $196,972-46.7% | $182,262-42.3% | $198,609-47.1% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 15.14% | 158.27%-143.1pp | 140.60%-125.5pp | 202.70%-187.6pp |
| Employer contribution / active EE | $13,741 | $5,364+156.2% | $5,046+172.3% | $5,055+171.8% |
| Participant deferral / active EE | $4,664 | $8,643-46.0% | $8,276-43.6% | $6,977-33.1% |
| Admin fee / account holder | $560 | $18,429-97.0% | $16,712-96.7% | $19,030-97.1% |