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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,716 | $160,070-78.9% | $147,117-77.1% | $145,897-76.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.33% | 98.69%-85.4pp | 420.54%-407.2pp | 552.29%-539.0pp |
| Employer contribution / active EE | $2,640 | $5,285-50.0% | $4,932-46.5% | $4,663-43.4% |
| Participant deferral / active EE | $6,502 | $8,419-22.8% | $8,065-19.4% | $6,689-2.8% |
| Admin fee / account holder | $1,777 | $15,035-88.2% | $12,993-86.3% | $13,390-86.7% |