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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,291 | $254,759-25.3% | $216,567-12.1% | $198,609-4.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 81.6%+18.4pp | 82.4%+17.6pp |
| Annual return | 16.07% | 10.04%+6.0pp | 12.94%+3.1pp | 202.70%-186.6pp |
| Employer contribution / active EE | $1,818 | $6,096-70.2% | $5,216-65.1% | $5,055-64.0% |
| Participant deferral / active EE | $10,172 | $6,948+46.4% | $6,191+64.3% | $6,977+45.8% |
| Admin fee / account holder | $11,188 | $26,311-57.5% | $21,981-49.1% | $19,030-41.2% |