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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,291 | $178,174+6.8% | $156,181+21.8% | $137,256+38.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 16.07% | 84.19%-68.1pp | 64.87%-48.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $1,818 | $4,972-63.4% | $4,294-57.7% | $4,156-56.3% |
| Participant deferral / active EE | $10,172 | $6,888+47.7% | $6,132+65.9% | $6,407+58.8% |
| Admin fee / account holder | $11,188 | $17,404-35.7% | $14,586-23.3% | $12,270-8.8% |