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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,530 | $100,139-72.5% | $85,187-67.7% | $145,884-81.1% |
| Participation rate | 81.8% | 74.1%+7.7pp | 67.5%+14.3pp | 80.3%+1.5pp |
| Annual return | 25.19% | 84.15%-59.0pp | 66.67%-41.5pp | 551.85%-526.7pp |
| Employer contribution / active EE | $2,991 | $3,238-7.6% | $2,732+9.5% | $4,662-35.8% |
| Participant deferral / active EE | $5,360 | $5,296+1.2% | $4,525+18.5% | $6,690-19.9% |
| Admin fee / account holder | $1,782 | $7,262-75.5% | $6,162-71.1% | $13,392-86.7% |