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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,731 | $183,539-41.8% | $155,556-31.4% | $145,897-26.8% |
| Participation rate | 88.2% | 82.7%+5.5pp | 78.2%+10.0pp | 80.3%+7.9pp |
| Annual return | 16.27% | 61.31%-45.0pp | 64.84%-48.6pp | 552.29%-536.0pp |
| Employer contribution / active EE | $2,466 | $5,315-53.6% | $4,675-47.2% | $4,663-47.1% |
| Participant deferral / active EE | $5,222 | $6,467-19.3% | $5,631-7.3% | $6,689-21.9% |
| Admin fee / account holder | $1,719 | $19,275-91.1% | $15,885-89.2% | $13,390-87.2% |