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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,584 | $76,407-39.0% | $150,298-69.0% | $82,448-43.5% |
| Participation rate | 51.7% | 66.4%-14.7pp | 77.8%-26.0pp | 68.1%-16.3pp |
| Annual return | 15.19% | 39.99%-24.8pp | 62.79%-47.6pp | 41.64%-26.5pp |
| Employer contribution / active EE | $1,190 | $2,614-54.5% | $4,154-71.3% | $2,551-53.3% |
| Participant deferral / active EE | $1,801 | $3,214-44.0% | $5,453-67.0% | $4,139-56.5% |
| Admin fee / account holder | $1,300 | $6,352-79.5% | $14,116-90.8% | $7,234-82.0% |