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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,982 | $172,111-89.6% | $150,298-88.0% | $137,256-86.9% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 27.86% | 69.37%-41.5pp | 62.79%-34.9pp | 220.34%-192.5pp |
| Employer contribution / active EE | $1,647 | $4,636-64.5% | $4,154-60.3% | $4,156-60.4% |
| Participant deferral / active EE | $2,166 | $6,166-64.9% | $5,453-60.3% | $6,407-66.2% |
| Admin fee / account holder | $8,798 | $16,471-46.6% | $14,116-37.7% | $12,270-28.3% |