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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,079 | $61,815+89.4% | $97,295+20.3% | $80,959+44.6% |
| Participation rate | 67.2% | 63.5%+3.7pp | 72.7%-5.5pp | 67.7%-0.5pp |
| Annual return | 26.75% | -558.73%+585.5pp | 75.62%-48.9pp | 35.67%-8.9pp |
| Employer contribution / active EE | $936 | $1,836-49.1% | $2,723-65.6% | $2,757-66.1% |
| Participant deferral / active EE | $3,750 | $3,027+23.9% | $4,264-12.1% | $4,300-12.8% |
| Admin fee / account holder | $32,986 | $5,166+538.6% | $5,646+484.2% | $6,925+376.3% |