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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,079 | $61,789+89.5% | $97,167+20.5% | $80,874+44.8% |
| Participation rate | 67.2% | 63.5%+3.7pp | 72.7%-5.5pp | 67.6%-0.5pp |
| Annual return | 26.75% | -557.90%+584.7pp | 75.27%-48.5pp | 35.62%-8.9pp |
| Employer contribution / active EE | $936 | $1,837-49.1% | $2,729-65.7% | $2,756-66.1% |
| Participant deferral / active EE | $3,750 | $3,028+23.8% | $4,264-12.1% | $4,297-12.7% |
| Admin fee / account holder | $32,986 | $5,168+538.2% | $5,650+483.8% | $6,935+375.6% |