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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,455 | $227,399-62.4% | $189,758-55.0% | $198,609-57.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 22.12% | 61.03%-38.9pp | 52.62%-30.5pp | 202.70%-180.6pp |
| Employer contribution / active EE | $4,355 | $5,526-21.2% | $4,767-8.6% | $5,055-13.9% |
| Participant deferral / active EE | $10,627 | $6,837+55.4% | $5,856+81.5% | $6,977+52.3% |
| Admin fee / account holder | $1,195 | $25,162-95.3% | $20,388-94.1% | $19,030-93.7% |