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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $52,679 |
Filed as: MML INVESTORS SERVICES LLC Service code 27 · EIN 04-2746212 | Advisory (Plan) | $26,422 |
Service code 13 · EIN 20-4780677 | Contract Administrator | $16,125 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 | Advisory (Participants) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,832 | $45,343+29.7% | $150,298-60.9% | $67,986-13.5% |
| Participation rate | 84.7% | 51.9%+32.8pp | 77.8%+6.9pp | 57.2%+27.5pp |
| Annual return | 24.15% | 33.28%-9.1pp | 62.79%-38.6pp | 31.67%-7.5pp |
| Employer contribution / active EE | $3,896 | $1,462+166.5% | $4,154-6.2% | $2,019+93.0% |
| Participant deferral / active EE | $11,317 | $2,055+450.8% | $5,453+107.6% | $3,358+237.0% |
| Admin fee / account holder | $374 | $2,250-83.4% | $14,116-97.4% | $3,203-88.3% |