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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,067 | $57,073-78.9% | $85,126-85.8% | $80,925-85.1% |
| Participation rate | 38.3% | 56.4%-18.1pp | 67.5%-29.2pp | 67.7%-29.4pp |
| Annual return | 17.10% | 21.69%-4.6pp | 66.63%-49.5pp | 35.65%-18.5pp |
| Employer contribution / active EE | $1,049 | $1,801-41.8% | $2,731-61.6% | $2,756-61.9% |
| Participant deferral / active EE | $1,387 | $3,113-55.4% | $4,523-69.3% | $4,299-67.7% |
| Admin fee / account holder | $167 | $4,988-96.6% | $6,160-97.3% | $6,940-97.6% |