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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,871 | $174,379-36.4% | $152,093-27.1% | $138,895-20.2% |
| Participation rate | 66.7% | 81.6%-15.0pp | 77.8%-11.1pp | 79.9%-13.3pp |
| Annual return | 19.11% | 74.86%-55.8pp | 66.36%-47.3pp | 145.39%-126.3pp |
| Employer contribution / active EE | $8,521 | $4,652+83.2% | $4,175+104.1% | $4,194+103.1% |
| Participant deferral / active EE | $29,787 | $6,159+383.6% | $5,451+446.4% | $6,396+365.7% |
| Admin fee / account holder | $2,667 | $16,880-84.2% | $14,497-81.6% | $12,562-78.8% |