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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,871 | $181,062-38.8% | $158,223-29.9% | $155,188-28.6% |
| Participation rate | 66.7% | 82.7%-16.0pp | 79.2%-12.5pp | 80.8%-14.1pp |
| Annual return | 19.11% | 57.39%-38.3pp | 52.09%-33.0pp | 148.84%-129.7pp |
| Employer contribution / active EE | $8,521 | $4,565+86.7% | $4,109+107.4% | $4,248+100.6% |
| Participant deferral / active EE | $29,787 | $6,134+385.6% | $5,467+444.9% | $6,531+356.1% |
| Admin fee / account holder | $2,667 | $18,825-85.8% | $16,047-83.4% | $14,480-81.6% |