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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,760 | $45,119-38.5% | $85,126-67.4% | $74,429-62.7% |
| Participation rate | 36.1% | 49.4%-13.2pp | 67.5%-31.4pp | 67.2%-31.1pp |
| Annual return | 13.30% | 26.28%-13.0pp | 66.63%-53.3pp | 1368.38%-1355.1pp |
| Employer contribution / active EE | $1,060 | $1,460-27.4% | $2,731-61.2% | $2,625-59.6% |
| Participant deferral / active EE | $1,550 | $2,738-43.4% | $4,523-65.7% | $4,348-64.4% |
| Admin fee / account holder | $1,007 | $2,214-54.5% | $6,160-83.7% | $1,944-48.2% |