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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,282 | $282,059+17.1% | $213,469+54.7% | $154,746+113.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 15.89% | 20.90%-5.0pp | 20.58%-4.7pp | 172.34%-156.5pp |
| Employer contribution / active EE | $0 | $6,189-100.0% | $4,994-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $7,583 | $8,186-7.4% | $6,841+10.9% | $6,730+12.7% |
| Admin fee / account holder | $118,225 | $37,435+215.8% | $27,141+335.6% | $14,365+723.0% |