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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,572 | $111,535-83.3% | $105,223-82.3% | $137,256-86.5% |
| Participation rate | 56.3% | 78.1%-21.8pp | 75.0%-18.8pp | 80.0%-23.7pp |
| Annual return | 16.32% | 237.85%-221.5pp | 180.65%-164.3pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,285 | $3,939-67.4% | $3,689-65.2% | $4,156-69.1% |
| Participant deferral / active EE | $2,230 | $5,500-59.5% | $5,072-56.0% | $6,407-65.2% |
| Admin fee / account holder | $6,368 | $9,721-34.5% | $8,859-28.1% | $12,270-48.1% |