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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP2 years Filed as: STANCORP FINANCIAL Service code 12 · EIN 93-1253576 | Custodial (other than securities); Cl... | $28,009 |
Service code 27 · EIN 36-4291971 | Advisory (Plan) | $18,210 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,874 | $62,686-31.6% | $178,505-76.0% | $77,762-44.9% |
| Participation rate | 46.9% | 66.9%-20.0pp | 77.1%-30.2pp | 70.6%-23.7pp |
| Annual return | 24.48% | 16.16%+8.3pp | 27.16%-2.7pp | 31.27%-6.8pp |
| Employer contribution / active EE | $707 | $1,914-63.0% | $3,955-82.1% | $2,728-74.1% |
| Participant deferral / active EE | $1,865 | $4,224-55.9% | $6,280-70.3% | $4,651-59.9% |
| Admin fee / account holder | $181 | $386-53.1% | $10,428-98.3% | $433-58.1% |