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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,383 | $213,785-54.9% | $185,441-48.0% | $155,188-37.9% |
| Participation rate | 76.5% | 83.2%-6.7pp | 80.3%-3.8pp | 80.8%-4.3pp |
| Annual return | 18.71% | 19.97%-1.3pp | 20.16%-1.5pp | 148.84%-130.1pp |
| Employer contribution / active EE | $2,374 | $5,393-56.0% | $4,672-49.2% | $4,248-44.1% |
| Participant deferral / active EE | $6,969 | $6,864+1.5% | $6,152+13.3% | $6,531+6.7% |
| Admin fee / account holder | $620 | $21,134-97.1% | $17,890-96.5% | $14,480-95.7% |