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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,726 | $112,729-77.2% | $98,716-73.9% | $137,256-81.3% |
| Participation rate | 58.3% | 74.2%-15.9pp | 69.3%-11.0pp | 80.0%-21.6pp |
| Annual return | 22.94% | 38.48%-15.5pp | 31.81%-8.9pp | 220.34%-197.4pp |
| Employer contribution / active EE | $1,828 | $2,725-32.9% | $2,279-19.8% | $4,156-56.0% |
| Participant deferral / active EE | $2,812 | $4,640-39.4% | $4,048-30.5% | $6,407-56.1% |
| Admin fee / account holder | $1,106 | $10,129-89.1% | $8,703-87.3% | $12,270-91.0% |