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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,674 | $171,492-84.4% | $150,734-82.3% | $198,609-86.6% |
| Participation rate | 85.7% | 81.4%+4.3pp | 78.4%+7.3pp | 82.4%+3.3pp |
| Annual return | 17.58% | 804.70%-787.1pp | 600.81%-583.2pp | 202.70%-185.1pp |
| Employer contribution / active EE | $3,169 | $5,470-42.1% | $4,918-35.6% | $5,055-37.3% |
| Participant deferral / active EE | $8,497 | $6,259+35.8% | $5,610+51.5% | $6,977+21.8% |
| Admin fee / account holder | $1,056 | $17,628-94.0% | $14,905-92.9% | $19,030-94.4% |