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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,416 | $57,061-44.9% | $85,063-63.1% | $80,911-61.2% |
| Participation rate | 88.6% | 56.3%+32.3pp | 67.5%+21.1pp | 67.6%+21.0pp |
| Annual return | 34.55% | 21.66%+12.9pp | 66.54%-32.0pp | 35.63%-1.1pp |
| Employer contribution / active EE | $6,745 | $1,799+275.0% | $2,727+147.3% | $2,756+144.8% |
| Participant deferral / active EE | $4,267 | $3,110+37.2% | $4,523-5.6% | $4,297-0.7% |
| Admin fee / account holder | $1,598 | $4,986-68.0% | $6,155-74.0% | $6,935-77.0% |