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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,724 | $160,040-52.7% | $147,096-48.5% | $145,877-48.1% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 10.48% | 98.49%-88.0pp | 419.75%-409.3pp | 551.28%-540.8pp |
| Employer contribution / active EE | $2,228 | $5,289-57.9% | $4,936-54.9% | $4,663-52.2% |
| Participant deferral / active EE | $5,527 | $8,429-34.4% | $8,071-31.5% | $6,691-17.4% |
| Admin fee / account holder | $1,105 | $15,050-92.7% | $13,005-91.5% | $13,402-91.8% |