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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,724 | $160,070-52.7% | $147,117-48.5% | $145,897-48.1% |
| Participation rate | 92.3% | 84.0%+8.3pp | 82.2%+10.1pp | 80.3%+12.0pp |
| Annual return | 10.48% | 98.69%-88.2pp | 420.54%-410.1pp | 552.29%-541.8pp |
| Employer contribution / active EE | $2,228 | $5,285-57.8% | $4,932-54.8% | $4,663-52.2% |
| Participant deferral / active EE | $5,527 | $8,419-34.3% | $8,065-31.5% | $6,689-17.4% |
| Admin fee / account holder | $1,105 | $15,035-92.6% | $12,993-91.5% | $13,390-91.7% |