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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,369 | $201,259-30.8% | $184,200-24.3% | $145,959-4.5% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 56.54% | 28.98%+27.6pp | 28.80%+27.7pp | 561.95%-505.4pp |
| Employer contribution / active EE | $17,193 | $7,018+145.0% | $6,424+167.6% | $4,661+268.9% |
| Participant deferral / active EE | $6,937 | $9,806-29.3% | $9,132-24.0% | $6,689+3.7% |
| Admin fee / account holder | $486 | $16,372-97.0% | $13,907-96.5% | $13,398-96.4% |